NEWS
No one likes thinking about a future where they’re ill and unable to work, whether for a few months or longer. But going through the unpleasantness of thinking about it and making plans is nothing compared to the potentially life-changing impact of finding yourself ill, unable to work, and with no income.
We have been weighing up when interest rates will actually start to come down and wanted to write about this and why it is important. The direction of interest rates has been the main focus of financial commentators and expectations have shifted significantly since the Pandemic.
It’s a new tax year, and there are some changes to take on board. Jeremy Hunt’s 2024 Spring Budget contained some crowd-pleasers with an eye to the General Election later this year. But what’s going to affect you?
Investing is very much worthwhile but this statement is always subject to the usual industry caveats (see footnote) and we need to acknowledge the maxim of risk vs reward, this really is relevant.
As the end of the UK tax year approaches, it’s time for a dive into your finances to make sure you’ve taken advantage of all the available opportunities as well as fulfilling your obligations. Here’s an easy comprehensive list of 20 things to check for personal and business taxes as April approaches.
There has been plenty of press coverage on the various aspects of the budget that affects individuals. What does seem to be missing is any coverage of the 8.5% increase to state pensions in April. Please read the article that highlights what has been announced.
It’s never too late to turn over a new financial leaf – whether it’s the new year or not. Reflecting on our financial goals and the habits we need to put in place to reach them should be a regular date in our yearly diary.
Getting everyone in your circle of loved ones on board and informed is the key to successful Inheritance Tax planning.
Warren Buffett once said; “Be fearful when others are greedy and be greedy when others are fearful”. I love this statement. For me it encapsulates how we should behave as investors, not all the time but at important moments in time when markets look fragile and when markets are exuberant – they certainly have appeared fragile of late.
It doesn’t take much searching to find short term deposit rates paying 5% or more. There have been lots of knock on effects of the lower returns from deposits and borrowers have benefitted from ‘cheap’ money.
You’ve got to be in it to win it. The phrase is never more true than when it comes to investing in the markets. But when they’re volatile or stagnant it can be tough to hold on.
Woosh! Who’s enjoyed watching interest rates on savings rocket? Of course, if you’re a mortgage-payer these are very challenging times.
We tend to think of Wills as a simple list of ‘who gets what’ when we’re gone. But the truth is, a well-planned Will is one of the most powerful financial tools you’ll ever have.
With a yawning £41 billion hole opening up in Britain’s books, this autumn’s Budget is shaping up to be less about giveaways and more about plug holes.
We are sometimes fixated on ideas that only reflect our own individual perspective and typically we can be UK or Europe or US centric. We are all likely to be affected by the potential interruption to the movement of Oil from the Middle East to the rest of the globe but interestingly we are not the only ones!
On 13 June 2025, Israel launched a pre-emptive military strike on Iran, codenamed “Operation Rising Lion”. Israel’s reasoning for these latest strikes centred on preventing Iran from achieving nuclear weapon capability, which Israel claimed was only days away.