SOUND ADVICE FOR A LIFETIME OF FINANCIAL DECISIONS
ABOUT
NBL
The journey to financial freedom needs a knowledgeable and loyal partner.
At NBL we aren’t interested in short-term solutions. We build long-term, and sometimes lifetime, relationships with our clients, helping them invest wisely, reduce their tax burden, and enjoy the rewards of having their hard-earned money work for them.
BENEFITS
Independent Advice
30 years of experience
Reduce your tax bill
Face to face advice
Maximise growth
Passing your assets on to the next generation
Financial advice simply explained
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SERVICES
As independent financial advisors, we draw on the best of the entire system of markets to tailor-make programmes for your specific needs. These will change over time, but at NBL we work to piece together a synchronised plan that is flexible enough to cope with any changes that come along. This can cover:
INVESTMENTS
Whatever you want to save for, a new car , a second home or for your retirement, Knowing where to invest your money is hard. The financial marketplace offers a bewildering amount of choices. We carefully assess your attitude to risk, what you need your money for and when, and then pinpoint options that can offer the best returns over the long term.
RETIREMENT PLANNING
We are all living longer and there has never been a more important time to plan for your future. Few people these days enjoy the certainty of a whole-career job and a comfortable final-salary pension. Using a pension remains the most tax efficient way of investing, but they can seem complicated. We help you plan your retirement using the most profitable and tax-efficient combination of pension income, lump sums, investments and other streams of finance.
ESTATE PLANNING
Passing on your money and property to loved ones or good causes in the most tax-efficient way needs skilful handling. Mitigating against 40% Inheritance Tax is a significant part of this area of planning, but not the only one. Thinking about how the next generation will use an inheritance or when to pass money on is also key. And the sooner it is factored in to to your overall financial picture, the better. We use the very latest tax legislation alongside your investment portfolio, and carefully take into consideration your intentions for family and loved ones.
OTHER SERVICES
From taking out a mortgage to buy your first home to creating a tax-efficient Will to pass on your estate to your loved ones, we help you put the pieces together for financial freedom. Working with trusted and experienced partners, we can also advise on long-term care, equity release, and other insurance-based protections that you may need throughout life.