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Bonds

THE FINANCIAL GIFT THAT WILL KEEP ON GIVING

THE FINANCIAL GIFT THAT WILL KEEP ON GIVING

Fancy slipping a little monetary something into a loved one’s stocking this holiday season? Stop right there! However well-intentioned the gesture, there are plenty of factors you should consider beforehand to make sure you’re giving in a tax-efficient way that will help you as well as them.

THE QUESTION TODAY IS ‘WHEN’?

THE QUESTION TODAY IS ‘WHEN’?

We have been weighing up when interest rates will actually start to come down and wanted to write about this and why it is important. The direction of interest rates has been the main focus of financial commentators and expectations have shifted significantly since the Pandemic.

LAST MINUTE CHECKLIST BEFORE THE END OF THE TAX YEAR

LAST MINUTE CHECKLIST BEFORE THE END OF THE TAX YEAR

As the end of the UK tax year approaches, it’s time for a dive into your finances to make sure you’ve taken advantage of all the available opportunities as well as fulfilling your obligations. Here’s an easy comprehensive list of 20 things to check for personal and business taxes as April approaches.

INVESTOR SENTIMENT – HOW SHOULD WE THINK ABOUT DIFFICULT TIMES

INVESTOR SENTIMENT – HOW SHOULD WE THINK ABOUT DIFFICULT TIMES

Warren Buffett once said; “Be fearful when others are greedy and be greedy when others are fearful”. I love this statement. For me it encapsulates how we should behave as investors, not all the time but at important moments in time when markets look fragile and when markets are exuberant – they certainly have appeared fragile of late.

MANAGING CASH

MANAGING CASH

It doesn’t take much searching to find short term deposit rates paying 5% or more. There have been lots of knock on effects of the lower returns from deposits and borrowers have benefitted from ‘cheap’ money.

CASHING IN – IS IT TIME?

CASHING IN – IS IT TIME?

Woosh! Who’s enjoyed watching interest rates on savings rocket? Of course, if you’re a mortgage-payer these are very challenging times.

LATEST NEWS

END OF YEAR SUMMARY – WHAT HAPPENED & WHERE DO WE STAND?

END OF YEAR SUMMARY – WHAT HAPPENED & WHERE DO WE STAND?

At this moment in time, I feel that the financial indicators for potential profits in the year ahead are positive and many fund managers share this view. We will see (of course) but we are also mindful of a host of new risks but also new opportunities.

THE FINANCIAL GIFT THAT WILL KEEP ON GIVING

THE FINANCIAL GIFT THAT WILL KEEP ON GIVING

Fancy slipping a little monetary something into a loved one’s stocking this holiday season? Stop right there! However well-intentioned the gesture, there are plenty of factors you should consider beforehand to make sure you’re giving in a tax-efficient way that will help you as well as them.

THE BUDGET – OCTOBER 2024

THE BUDGET – OCTOBER 2024

I am sure that you will have followed the news closely in the last couple of days and there will be a lot of comment about the changes announced in the Budget. As financial planners, It is important to be up to date about any changes in the Budget.