The end of the financial year is nearly upon us, and it’s time to get in quick and make the most of exemptions before April is upon us. But that’s not all that should be on your financial spring cleaning list.
NEWS
Forecasting
END OF YEAR SUMMARY – WHAT HAPPENED & WHERE DO WE STAND?
At this moment in time, I feel that the financial indicators for potential profits in the year ahead are positive and many fund managers share this view. We will see (of course) but we are also mindful of a host of new risks but also new opportunities.
THE FINANCIAL GIFT THAT WILL KEEP ON GIVING
Fancy slipping a little monetary something into a loved one’s stocking this holiday season? Stop right there! However well-intentioned the gesture, there are plenty of factors you should consider beforehand to make sure you’re giving in a tax-efficient way that will help you as well as them.
THE BUDGET – OCTOBER 2024
I am sure that you will have followed the news closely in the last couple of days and there will be a lot of comment about the changes announced in the Budget. As financial planners, It is important to be up to date about any changes in the Budget.
THE POSSIBLE IMPACT OF THE AUTUMN BUDGET 2024
There has been a lot of comment in the press about the possible changes in the Autumn (end of October) including the potential impact on the ability to withdraw money from a pension completely free of tax (Tax Free Cash).
WHY IS IT IMPORTANT TO SAVE FOR RETIREMENT?
Saving for retirement is crucial. With inflation and living costs ever rising, the UK state pension alone is becoming less and less likely to cover your living expenses. The current £11,962.60 a year, while a helpful safety net, typically provides only a basic income that may not meet the needs of many retirees.
THE QUESTION TODAY IS ‘WHEN’?
We have been weighing up when interest rates will actually start to come down and wanted to write about this and why it is important. The direction of interest rates has been the main focus of financial commentators and expectations have shifted significantly since the Pandemic.
INVESTOR SENTIMENT – HOW SHOULD WE THINK ABOUT DIFFICULT TIMES
Warren Buffett once said; “Be fearful when others are greedy and be greedy when others are fearful”. I love this statement. For me it encapsulates how we should behave as investors, not all the time but at important moments in time when markets look fragile and when markets are exuberant – they certainly have appeared fragile of late.
SIX TIPS TO HELP BUSINESSES BUILD RESILIENCE
In a world of constant change and uncertainty, strengthening business resilience has become a paramount priority for firms looking for sustainable growth. Business resilience not only equips SMEs to weather adverse events, such as the loss of a key client or supplier, but also empowers them to seize growth opportunities.
ISAs OR PENSIONS – WHICH IS THE BEST TAX-FRIENDLY HOME FOR YOUR MONEY?
Hands up who wants to pay more tax? We thought so! It’s a no-brainer that we should all make the most of the key tax-efficient ways of saving and investing our hard-earned cash.
STATE PENSIONS – CAN YOU AND SHOULD YOU BUY MISSING YEARS AND DO YOU NEED TO ACT NOW?
The short answer for most people is yes, you should buy enough years to end up with a full State Pension. The low level of risk as any income is backed by and guaranteed by the UK government.
LATEST NEWS
DON’T MISS OUT ON TAX BREAKS AS YOU HEAD TOWARDS THE NEW FINANCIAL YEAR
The end of the financial year is nearly upon us, and it’s time to get in quick and make the most of exemptions before April is upon us. But that’s not all that should be on your financial spring cleaning list.
END OF YEAR SUMMARY – WHAT HAPPENED & WHERE DO WE STAND?
At this moment in time, I feel that the financial indicators for potential profits in the year ahead are positive and many fund managers share this view. We will see (of course) but we are also mindful of a host of new risks but also new opportunities.
THE FINANCIAL GIFT THAT WILL KEEP ON GIVING
Fancy slipping a little monetary something into a loved one’s stocking this holiday season? Stop right there! However well-intentioned the gesture, there are plenty of factors you should consider beforehand to make sure you’re giving in a tax-efficient way that will help you as well as them.
THE BUDGET – OCTOBER 2024
I am sure that you will have followed the news closely in the last couple of days and there will be a lot of comment about the changes announced in the Budget. As financial planners, It is important to be up to date about any changes in the Budget.